Symbiosis Institute of Management Studies (SIMS), a constituent of Symbiosis International (Deemed University) Pune held its 11th Annual International Research Conference (SIMSARC) from 21st to 23rd December 2020 successfully. The theme for SIMSARC 2020 was “Achieving $5 Trillion Economy of India: Opportunities and Challenges.”

Dr. Rajani Gupte, vice chancellor of Symbiosis International (Deemed University) spoke of the need for a consistent growth in GDP to achieve the goal of $5 Trillion economy. She also spoke of potential for recovery of the economy amidst all the challenges posed by Covid-19. Dr. Vidya Yeravdekar, the pro-chancellor of Symbiosis International (Deemed University) approached the theme with a common man’s perspective. She laid emphasis on healthcare and education as the pillars of development which ultimately, contribute to a nation’s economy. The chief guest, Mr. P Dwarakanath’s speech focused on two areas – healthcare and education in relation to economy of India tuned around – ‘the goal of achieving 5 trillion economy.’ Mr K. Padmakar, the guest of honour emphasized on the role played by the Oil and Energy sector in the future as well as the movement of the Indian government towards electrification. He also laid importance on India’s rich heritage of culture and art being a great opportunity.

Topic - Global Outlook: Revisiting Strategies

The moderator, Dr Khandekar started the plenary session by laying emphasis on importance of the theory of strategy in every activity to understand the changing surrounding environment as well as changes in the way of survival for both an individual and companies in present pandemic.

Dr. Kishore Kulkarni approached the effects of the pandemic at a micro level and spoke go the organizational adjustments made especially at university levels. He also elaborated on the changes that the US economy underwent along with the fall of economies in countries such as USA, India, Brazil, Mexico.

Dr. Daniela Irrera spoke of the changes happening across the globe as a result of Covid-19 and the various phenomena that are expected to happen after the vaccine comes into play. She also stressed on the fact that the education sector needs to be upgraded and better equipped to handle such situations.

Topic - Finance and Economy: Engines of Growth

The moderator, Dr. Hory Sankar Mukerjee began the session on a positive note stating that achieving $5 Trillion economy is possible for India. He spoke of the changes that certain government policies had undergone in recent years.

Dr. Pawan Jain focused on the challenges and opportunities to reach double digit growth in the economy with technology being a focal point for growth.

Mr. Suresh Gupta touched upon topics such as agriculture, government companies and banks and their NPAs. He mentioned that India has to achieve original GDP figures and agriculture will be the way to get positive figures of GDP.

Dr. Vishaal Baulkaran focused on the relationship between the administration of USA and India. He spoke of supply chain management as a challenge and its importance in the protection of economic policies. He also emphasized on the need for government policies against global warming.

Topic - Technology and Society: Developments and Disruptions

Mr. Anuj Ranjan, the moderator started the session with the development of technology and how it is an enabler. He was of the opinion that disruption is not necessarily negative and must exist in tandem with technology.

Dr. Ravi Seethamraju stated the role of technology to increase GDP. He addressed the new education policy as well and spoke of micro credentialing as an important aspect of looking at reducing unemployment.

Mr. Neeraj Kulshretha expressed concerns over the weakness of the electronic chip and that the government by itself cannot transform the nation even with the aid of technology. He also spoke of how mobile phones have empowered the population; however, privacy remains a concern.

Lt. Gen. S. P. Kochhar spoke of how citizens in the urban areas will be more connected 5 years down the line. He also expressed concern over the finance required for networks to reach the rural areas. He laid importance on ICT as the future.

Dr. Arun Upadhyay’s address focused on the increasing skills and training required for jobs created via technology. He was of the opinion that young entrepreneurs will bring in a lot of new techniques.

Topic - Business and Management: New Normal

The session was moderated by Mr. Naresh Pinisetti. He opened the session by addressing the current endeavours and vision of the Indian government for growth of the economy and reduction in unemployment issues.

Mr. S. C. Kalia opened the session by talking about the objectives of the manufacturing policy as well as the need for promoting the manufacturing sector. He spoke of investments in the private sector, banks and their NPAs along with the mergers of PSU banks.

Dr. Aditya Srinivas’ talk emphasized on the importance of AI and blockchain in the BFSI sector, however the implementation has been hampered by the pandemic. He voiced the need for the government support for the corporate sector and start-ups.

The chief guest, Mr. M.S Unnikrishnan spoke about the 3 stages of the economy. He briefly touched upon sustainability in organizations as well the challenges being posed in digitalization.

Mr. Nayan Mehta, the guest of honour underlined change as being the only constant with changes happening both in personal and professional lives. He was of the opinion that Covid-19 should be looked at as a period of learning and these learnings should be applied to the corporate world.

The awards for best papers among faculty, doctoral and student papers were presented in the valedictory function.

The Plenary Session 1 was held on 17th December, 2019 and the topic of discussion was

FINTECH: FUTURE OF BFSI SECTOR

Dr. Hory Sankar Mukherjee, the moderator for this session started off the discussion by stating that the Government of India has started various social welfare schemes such as Pradhan Mantri Jan Dhan Yojana (PMJDY), Jan Suraksha, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Mudra Yojana (PMMY), etc. He went on to say that implementation of all these schemes in a country like India would be efficient and effective provided new technologies are used. Using technology will lead to greater transparency, plug in the leakages and ultimately benefit the end customer. He also threw light on the various new digital payment platforms being used and how it is changing the BFSI ecosystem. Due to this ‘disruption’ brought in by the payments platforms, the banks are day by day losing their significance. However, the positive side of this so called disruption is the convenience of the people at large. Cybersecurity was another topic which was discussed by the moderator and emphasized that there are still plenty of challenges which needs to be addressed in this sector.

Speaker, Mr. Hrishikesh Deshmukh spoke about the Mutual Fund Industry and how the mutual fund managers are way behind in embracing new technology. He further reiterated that if they continue to do so, the Mutual Fund Industry will be dead in 10 years. However, Exchange Traded Fund managers have been embracing new technology and has become the new norm. He highlighted the case of ‘Zerodha’ which has an innovative business model based on advanced technology. Due to these factors, it has become the largest broker in India. He stressed upon the fact that the insurance sector is still at a very nascent stage in India and more penetration is required especially in the rural sector. In order to achieve high penetration into the rural market, the insurance sector can take help of Robo Advisory. Robo Advisory is one of the disruptive technologies and many investors are already using this technology and are being benefitted immensely in terms of returns on investment. Robo advisory is also being used by many fund managers for managing the portfolio of their clients and also helping them build a portfolio in sync with their short term and long term requirements.

Speaker, Dr. Vishaal Baulkaran spoke that gender biases are being eliminated using technology. New disruptive technologies are also being put to good use and people at large are getting benefitted. He stressed the importance to embrace new technologies such as Robo Advisory for future investment planning such as Children Education, Tax planning among others and various fintech companies have already implemented such type of advisory. Big data, Analytics and Artificial intelligence are used by fintech companies nowadays to integrate data.

Speaker, Dr. Pawan Jain spoke that the Government is supporting new and upcoming technologies by way of financial support and tax breaks. Every organization has to develop and design products keeping into mind the customer requirements and providing them with various options and convenience which is possible only through the use of technology. In the BFSI industry, Goldman Sachs has revolutionized the corporate and retail banking sector with branchless banking. State of Wyoming in US, is the only state which is tracking and developing Blockchain Technology. People need to also trust new technologies in order to embrace and use them. Data security is very important to win the trust of the people at large and for this decentralization of storage of data is very critical. He also advised students to learn about new upcoming technologies to stay abreast with the latest of the happenings and innovations in the technology domain. He also reminded of the fact that nowadays there is rise in the misuse of technology like that of spreading fake news, personal data of individuals being stolen as in the recent case of Cambridge Analytica. Many Countries such as Australia and the Scandinavian Countries are trying to develop various data protection laws in order to instill a level of confidence among people.

Topic - Technology and Society: Developments and Disruptions

Mr. Anuj Ranjan, the moderator started the session with the development of technology and how it is an enabler. He was of the opinion that disruption is not necessarily negative and must exist in tandem with technology.

Dr. Ravi Seethamraju stated the role of technology to increase GDP. He addressed the new education policy as well and spoke of micro credentialing as an important aspect of looking at reducing unemployment.

Mr. Neeraj Kulshretha expressed concerns over the weakness of the electronic chip and that the government by itself cannot transform the nation even with the aid of technology. He also spoke of how mobile phones have empowered the population; however, privacy remains a concern.

Lt. Gen. S. P. Kochhar spoke of how citizens in the urban areas will be more connected 5 years down the line. He also expressed concern over the finance required for networks to reach the rural areas. He laid importance on ICT as the future.

Dr. Arun Upadhyay’s address focused on the increasing skills and training required for jobs created via technology. He was of the opinion that young entrepreneurs will bring in a lot of new techniques.

The Plenary Session 3 was held on 18th December, 2019 and the topic of discussion was:-

TECHNOLOGY: ITS IMPACT ON ECONOMY AND SOCIETY

Mr. Naresh Kumar Pinisetti, moderator for the session highlighted that technology today knows no bounds. Gone are the days when a smartphone or a fast network or the megapixels of a camera would hold one’s breath. Today technological disruptions are shaping the world to be more reactive. The world is talking about talking about AI, Machine learning, Analytics, Data science, Automation, Robotics, Internet of Things, Drones and UAVs, cryptocurrencies giving a boost to verticals such as agriculture, Construction, Management, Medicine, Education and even psychology to name a few.

Mr. Suman Bose spoke about some of the mega trends that will impact the economy in terms of technology. He spoke about India progressing with the world technologically, being one of the youngest countries, it has been imbibing technology at a great pace. He also spoke about the flip side of the story- The digital divide, i.e., form the monetary haves and have nots, we are treading towards the digital haves and have nots.

Ms. Aditi Sud spoke on the changes taking place in the hospitality sector, Ms. Sud spoke about the continuous transformation-that does revolve around adoption of new tech, but also its adaption. Technological/digital platforms are adapting and diversifying as can be seen with the case of Paytm and Google. There has been a mega trend of platform emergence and amalgamation. Today if one wants to scale up their business, they need to adopt and adapt to digital payment ecosystem.

Ms. Jacqueline Mundkur spoke about the retail industry and the fact that it might have a different trajectory in India V/s the West, i.e., in India the physical aspect of retail will continue, while individuals might compare online they still prefer buying from physical stores. The size of those stores might shrink, but relevance will continue to exist. A smart marketer will look for opportunities, as orgs we need to meet customer needs. When creating a project one needs to keep in mind that they are working on the same to solve a customer problem.

Dr. Pawan Jain spoke that there is where we need to introspect and ask - is that the kind of village we want? There will be more tech and that is inevitable, it’s the usage of tech that we need to take care of. Weapons are being created and deployed by AI today; when it comes to fake news, it’s not tech spreading it, its humans that are making use of tech to spread it. Therefore, it’s not technology, it’s us as a human who need to decide how to make use of what is available and what is going to be available in the near future.

The Plenary Session 4 was held on 18th December, 2019 and the topic of discussion was:-

INNOVATION AND ENTREPRENEURSHIP: DRIVERS FOR ECONOMIC GROWTH

Dr. Kishore Kulkarni, moderator for the session spoke about how the consumers have become increasingly habituated to look for and want what’s new, best, fastest, more convenient, or more fashionable, and to tire of products much more quickly. In such a fast-moving world just being different is not enough. The mantra to be a leader in the market today has changed from just being the best to being the best consistently.

Mr. Abhishek Ranjan spoke about digital technology being the new form of democracy that has an equal access all. He believes that the pillars of digital technology are social media, mobility, AI, Cloud. All of this has created an environment where individuals have access to great content. There are so many examples of start-ups right from Byjus to khan academy that revolve around direct benefit transfer to their consumers- we need more stories like theirs and create value for customers. He stressed on the importance of sustainable growth via measures like carbon foot printing and committing to a carbon goal.

Mr. Shreenivas Kunte spoke and encouraged student managers to think whether they are ethical or not and to introspect on what they have always enjoyed doing.

Ms. Shilpa Sudame spoke on an alternate perspective, i.e., how the absorption of individuals was greater without technology, considering chores were done manually, and therefore they learnt much more than when tech swept in. She also spoke of identifying a gap and there on build on a vision for one’s idea.

Dr. Amitabh Dutta spoke on the idea of beginning innovation right from the first year of college, the same should be inculcated by universities, for instance, in Florida tech the innovation program encourages students to come up with innovative ideas that can be monetized. Dr. Amitabh also spoke of key important ‘dos’ for students and educators to excel in the world of entrepreneurship.

Mr. Amit Gupta spoke that it was innovation that has led to automation and the rise of new skill sets required for new profiles like data scientists. He believes that in this is world that is treading towards a rapid change, technology is not about the elimination of jobs, rather it is about the creation of new kinds of jobs. Therefore, we don’t need new people, we need new skills.

Valedictory Function

The valedictory function started with a welcome address by the SIMSARC team. SIMSARC’19 got an overwhelming response from the research fraternity as this year it received 207 research papers out of which only 71 were shortlisted for presentation. These research papers were reviewed and evaluated by respective session chairs and discussants. The winners were awarded in this session.

Thereafter, our director, Brig(Retd.) Dr. Rajiv Divekar delivered the welcome address. Our Director highlighted the purpose of conducting SIMSARC which is to provide a platform for the budding researchers and other scholars to showcase their talent and share with the audience their research findings. The Director thanked each and every speaker for being present at SIMSARC’19. He further elaborated that it is very clear that technology has to be embraced by one and all. The earlier we can embrace and eventually master technology, the better. The life cycle of upcoming technologies is reducing and the practicality of these technologies has to be kept in mind while developing them. Examples of upcoming technologies include data analytics, design thinking to name a few and how does one use these to their advantage is a challenge and needs to be addressed. In today’s ever-changing and dynamic world, if one has to stay relevant he / she, should constantly update and skill / re-skill themselves. Financial markets technology is going to be very important in the days to come. He also expressed that ‘Brick and Mortar’ concept will not disappear but its significance will be lost in future. The nature of jobs will change in the future and there is no possibility of being secure at a job unless one updates and re-skills themselves. He urged the audience that they need to step out of their comfort zone in order to stay relevant because technology disruption is affecting both our personal and professional lives.

Thereafter, the Director felicitated the Chief Guest for the Valedictory function, Mr. Srikanth Meenakshi, Founding Partner and Head, Platform & Technologies, PrimeInvestor.in following which a short speech was given by the Chief Guest. Mr. Meenakshi introduced himself to the audience as a Fintech Entrepreneur having started off his own venture in the year 2008-09. He narrated his experience of having visited various B - schools in India and abroad on invitation and realized that work and knowledge is more important in the long run than academic degree. He praised and congratulated all the scholars and participants of SIMSARC’19. The research papers were of high quality because the topics were very socially relevant and very much applicable to the Indian society. He requested the audience to identify their area of interest and strength and start reading the relevant research papers presented. He emphasized that building the future is totally in our hands i.e., it is we who are going to shape the future. Certainly one has to face the future and nobody can shy away from it. So being futuristic is the need of the hour. There are two options available now looking at the current scenario, first one being one has to adapt to the future and the second being one can create the future. Creating the future is what entrepreneurs do today and is a very challenging task. The key to being futuristic is possible only through innovation and product motivation. He suggested the audience who want to be entrepreneurs in the future to possess basic knowledge about accounts, marketing, operations and various rules and regulations applicable. In order to be a successful entrepreneur, a source of motivation and passion has to be there and this motivation and passion may be technology, money or others. He assured the audience that the fruit after all the hard work and effort will be sweet. During this journey many obstacles may come, but one has to overcome them. This will ensure that the future is all YOURS and YOU have to make it happen.

After the speech of the Chief Guest, a short video was played which captured the various moments and activities which had taken place throughout the 2 days of SIMSARC’19 event.

Following the video presentation, the Award Ceremony started and Dr. Arti Chandani, SIMSARC’19 conference convener announced and congratulated all the winners.

After the distribution of awards, Conference Convener, Dr. Arti Chandani delivered the vote of thanks and also announced the theme for SIMSARC’20 which will be “India: A $5 Trillion Economy”.

The session began with the moderator Dr. M. Thenmozhi, NISM, speaking about application of AI, data sharing in business and society. The discussion began with, how communication is changing the business scenario and its future implications, which was directed to Mr. Amrish Goel, DFPCL, to which he responded, that even though the amount of data getting captured and processed is immense we are only seeing the tip of this enormous iceberg. So, a decade into the future communication is bound to run people out of jobs but will create many more than it will consume.

Mr. Deepak Bhatia, EXIM Bank, stressed on how IOT is omnipresent, he also spoke about how big data has begun to fill the gap between IoT and AI. He was quoted saying that “now is the time for machine to machine communication which will launch the right product and the right time."

Dr. Ravi, Sydney Business School, however expressed his concerns about the ethical implications of these technologies at the societal level. Mr. Molt, Bitcoin co-founder, agreed with Mr. Ravi’s opinion about how these technologies would affect the cohort over 45 years of age specifically voicing his concern over how data collection and AI are not, what we think they are.

The panel further progressed to discuss how these technologies are changing the industries. Mr. Deepak who is area specific to banking industry, said that certain risks must be taken into consideration and mused on how IOT enabled processes would eliminate internal finance department. Mr. Amrish goel, with rich experience in manufacturing further added on that manufacturing has been always an exact science with immediate results and a new wave of technology is going to usher in increased efficiency in supply chain management which will be closely linked to customers, bringing down response time and cost.

Mr. Molt gave his two cents about Bitcoin and how it creates balance and gives access to money anywhere in the world. The discussion further moved on to address the security concerns raised by such technology to which Dr. Ravi said that as the technology is advancing so are the ways to make the world more secure however, he stressed on the fact it is the misuse of technology that causes all the security concerns.

The closing statement was made by Dr. Ravi who emphasized on how a country's government plays an important role in a society beckoning technology friendly. He said how a government views technology will assess how a country refocuses its attention and resources towards development of technology.

The discussion concluded on how despite the several concerns posed, big data, AI, machine learning and IoT are inevitable in the long run, if not in the imminent future. It was an extremely engaging discussion which was enjoyed by participants, faculty, and the student managers alike.

Plenary Session 2 was also organised on 18th December, 2018 and the topic of this session was :-

Culture: An indigenous way

The second plenary session started with Dr. Raj Khandekar, the moderator, setting the background for the whole discussion. He started his speech with the definition of culture. He defined culture as “everything people have, think and behave as members of society.” He talked about how he wonders about a question “what will people find when they excavate our remains in 3018, thousand years from now?” He answered the question in a very thought-provoking way that, these humans will find our ideas and the way we think, when they find our remains thousand years from now. He then mentioned a few examples of the cultural differences our society faces. On the prominent examples was of the attitude of people towards breastfeeding in society. Some societies believe that breastfeeding Is healthy for the baby and breastfeed the baby for more than a year and some societies believe that breastfeeding makes the baby dependent on the milk and thus they avoid breastfeeding them beyond a few months.

The first part of the discussion was on the different speakers’ cultures. Mr. Tomio talked about Japan’s culture where people have a “we together” attitude and how it is different from Indian culture where people have a “ME FIRST” attitude.

Mr. Naresh hilariously highlighted the attitude of Indians wherein we believe ours is a circular world, where “what goes around, comes around”. This attitude plays a huge role in our casual attitude like the fact that going late to meetings is acceptable in India. He also gave a lot of examples highlighting the fact that understanding of a countries culture is important and how not understanding a countries culture has turned out to be disastrous for many organizations.

Dr. Kenneth talked about his experience in India. He talked about how he learnt the importance of touching elders feet in India and how elders’ opinion in high regard in India. He hilariously also highlighted how people in India are accustomed to cutting lines

Mr. Naresh carried forward the discussion by highlighting the importance of job titles in India. He hilariously highlighted how job titles like deputy manager create confusion for foreign clients and how it is absolutely necessary for employees in India. The conversation moved on to the German culture where time is of essence and how the whole meeting room fills up sharply at the said time.

The discussion was carried forward by Dr. Tomio who enthusiastically highlighted that Japan’s best manufacturing facility combined with India’s “jugaad” would result in best manufacturing facility in the world.

The discussion ended on a positive note with students raising their questions on various topics like ways to end language barriers. The panel ended the discussion on the lines of how language barriers will always be there and the solution is to be willing to learn the new language and culture to mitigate these barriers.

Plenary Session 3 was organised on 19th December, 2018 and the topic of this session was:-

Connectivity: Backbone for development

Mr. Naresh Kumar Pinisetti, moderator for the session highlighted that technology today knows no bounds. Gone are the days when a smartphone or a fast network or the megapixels of a camera would hold one’s breath. Today technological disruptions are shaping the world to be more reactive. The world is talking about talking about AI, Machine learning, Analytics, Data science, Automation, Robotics, Internet of Things, Drones and UAVs, cryptocurrencies giving a boost to verticals such as agriculture, Construction, Management, Medicine, Education and even psychology to name a few.

Mr. Suman Bose spoke about some of the mega trends that will impact the economy in terms of technology. He spoke about India progressing with the world technologically, being one of the youngest countries, it has been imbibing technology at a great pace. He also spoke about the flip side of the story- The digital divide, i.e., form the monetary haves and have nots, we are treading towards the digital haves and have nots.

Ms. Aditi Sud spoke on the changes taking place in the hospitality sector, Ms. Sud spoke about the continuous transformation-that does revolve around adoption of new tech, but also its adaption. Technological/digital platforms are adapting and diversifying as can be seen with the case of Paytm and Google. There has been a mega trend of platform emergence and amalgamation. Today if one wants to scale up their business, they need to adopt and adapt to digital payment ecosystem.

Ms. Jacqueline Mundkur spoke about the retail industry and the fact that it might have a different trajectory in India V/s the West, i.e., in India the physical aspect of retail will continue, while individuals might compare online they still prefer buying from physical stores. The size of those stores might shrink, but relevance will continue to exist. A smart marketer will look for opportunities, as orgs we need to meet customer needs. When creating a project one needs to keep in mind that they are working on the same to solve a customer problem.

Dr. Pawan Jain spoke that there is where we need to introspect and ask - is that the kind of village we want? There will be more tech and that is inevitable, it’s the usage of tech that we need to take care of. Weapons are being created and deployed by AI today; when it comes to fake news, it’s not tech spreading it, its humans that are making use of tech to spread it. Therefore, it’s not technology, it’s us as a human who need to decide how to make use of what is available and what is going to be available in the near future.

Plenary Session 4 was conducted on 19th December and topic was :-

Commerce: Fuel for economy

The second session began at around 11:30 AM. The session was on “commerce as a fuel for the economy”. The moderator, Mr. Anuj Ranjan, began with setting the background for the discussion. The discussion began with the moderator talking about how transactions have increased in the recent years and how transactions have become electronic. But there are always challenges like the issue of confidentiality. For example, when we book air tickets, we immediately start getting mails about offers in different flights. This proves how someone constantly tracks our shopping behaviour.

The discussion went forward with the topic of dehumanisation and how we are losing connectivity and how interactions are reducing.

Dr. Dave explained the economic conditions in different countries. He focussed on inclusive growth and how we should work towards reducing inequality which is present across geographies.

Mr. Nayan Mehta spoke about the banking system and the various issued being faced by banks in India. The discussion moved forward with the fact that commerce aims at maximum utilization of commodities. For example, banks like SBI and HDFC sell their credit cards in a lot of places like malls which shows maximum utilization of space.

The discussion then shifted to SEBI where Mr. Gupta talked about how SEBI has been empowered to take regulations and SEBI takes actions when organizations violates these regulations. SEBI aims at protection of investors of security market and development of security market. It is imperative for SEBI to educate investors about the financial market, cheating by various entities and the presence of misinformation in the society.

The discussion ended on a positive note with the fact that India is on the verge of becoming a big efficient sustainable economy and bridging the gap between skills and the jobs available is imperative for India’s growth as a major economy.

The session began at around 4 pm. The director of SIMS, Brig. (Dr.) Rajiv Divekar talked about how SIMSARC, initially did not bring on stringent measures and all papers were accepted. After years, SIMSARC has become stringent as they are now being published in top class journals. He as the director of SIMS expressed immense pride in the whole show and hoped that the event will be remembered by the people for days together.

Mr. Rahul, President, BCG, the chief guest talked about the thread that connects the 4Cs- leadership. It is what that integrates the 4Cs. He further talked a few words about commerce and how commerce drives our present world. He further talked about connectivity. He talked about how we are very well connected in this present era. He hilariously mentioned how he as the speaker has to prepare the speech thinking about the possibility that this speech might go on Youtube. He reiterated his words that in the future there will be only two kinds of jobs, where machines tell people what to do and where people tell machines what to do. He concluded with the words that as students we have to make sure that we pick the highest value adding job and not the highest paying job. He advised students to make sure that they are connected to the 300 plus people around them and they will prove to be a great advantage in life as they are one of the most important connections in life.

The session ended with the prize distribution to the researchers who were evaluated on different parameters such as quality, depth, research methodology etc.

Dr. Arti Chandani, Conference convenor, delivered vote of thanks and she thanked one and all who were directly and indirectly involved in making this conference a successful one.